Documents for a mortgage application: checklist
The CFPB's loan application packet list. Self-employed or irregular income may need more; requirements vary by lender.
The documents
12 documents, 1 marked optional.
- 1.Pay stubs for the last 30 days
- 2.W-2 forms for the last two years
- 3.Signed federal tax returns for the last two years
- 4.Documentation of other sources of income
- 5.Bank statements, two most recent
- 6.Down payment source: investment or savings account statements showing at least two months' history of ownership
- 7.If some of the down payment is a gift: a signed statement from the giver stating it was a gift (optional)
- 8.Documentation of name change, if recent
- 9.Proof of identity (typically a driver's license or non-driver ID)
- 10.Social Security number
- 11.Certificate of housing counseling or home buyer education, if you have one
- 12.Servicemembers or veterans using a VA loan: certificate of eligibility from the VA
Transcribed from Create a loan application packet | Consumer Financial Protection Bureau, retrieved . Requirements change and vary by case; check the official page before filing.
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